Industry and Regulatory Expertise
Regulatory-Ready. Market-Proven.
ZestyAI models power approved filings and profitable books. With unmatched regulatory success and proven ROI, our AI earns trust in boardrooms and DOI offices alike.
We Know What It Takes to Win in Insurance
Our team includes former carrier execs, pricing leaders, and regulatory strategists who’ve built and filed models nationwide. We don’t just deliver insights, we deliver compliant results.
ZestyAI’s Regulatory Edge
Our co-founders and industry leaders share how ZestyAI delivers compliant innovation at scale, building trust with regulators, faster approvals, and field-ready results
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Minimal Regulatory Friction, Maximum Impact
Industry veteran Rick Smith explains why ZestyAI stands apart—through proactive engagement, smooth approvals, and a trusted approach that minimizes hurdles.
ZestyAI’s Approach to Regulatory Compliance
See how ZestyAI collaborates with regulators, prioritizes transparency, and builds AI models designed to meet the highest regulatory standards.
What sets ZestyAI apart?
CEO Attila Toth shares how ZestyAI pairs deep industry expertise with a proven regulatory strategy to deliver AI models insurers can trust—at scale.
Regulatory Success at Scale
- 70+ approvals | 4 perils | Top 20 carriers
- Used in rate filings across the U.S.
- Trusted by national and regional insurers
Filing Support That Delivers
- Complete, ASOP-compliant filing packets
- Templates for dislocation and rate impact analysis
- Pre-built answers for state-specific DOI questionnaires
Built to Navigate Insurance Regulation
Our Regulatory Affairs team works with the NAIC, state DOIs, and advocacy groups to shape the future of AI in insurance. As a licensed Rating and Advisory Organization, ZestyAI brings credibility to every filing—with proven templates, actuarial rigor, and trusted relationships nationwide.
Designed for Compliance from Day One
Our regulatory strategy is embedded in product design. We follow strict scientific standards for data selection, perform proactive bias testing, and ensure human oversight of every model. It’s why regulators trust what we build, and how carriers deploy it confidently.
Proven with Regulators. Trusted by Carriers.
ZestyAI’s regulatory track record isn’t just about approvals. It’s about transforming how carriers bring innovation to market. From filings to field use, we deliver results that hold up under scrutiny.
Proven Filing Record
Approved in 70+ rate filings across wildfire, hail, wind, and water models, earning the trust of insurance regulators nationwide.
Filed and Deployed by Top 20 Carriers
Our AI is used in production by leading national and regional insurers to improve underwriting, pricing, and risk selection.
Filing-Ready Documentation
End-to-end regulatory support with ASOP-compliant model memos, rate templates, dislocation and off-balance analysis, and state-specific responses.
Actively Shaping Industry Standards
ZestyAI’s regulatory affairs team partners with NAIC, state DOIs, and advocacy groups to define the future of responsible AI in insurance.
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“We chose ZestyAI because their team knows the industry inside out, and no one else provides the regulatory support that they do.
The platform’s transparency and functionality allow us to actively partner with our policyholders on reducing risk."
Rick Smith
Underwriting Manager, Standard Casualty Company
Ready to File with Confidence?
Request a regulatory briefing with ZestyAI’s experts. See how leading carriers are navigating filings with confidence, accelerating deployments, and reducing friction with regulator-ready AI.
Real Outcomes in Action
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