ZORRO DISCOVERTM
Agentic AI
for Competitive Intelligence in Insurance
ZORRO Discover™ turns regulatory filings into real-time insights so your team can move faster, price smarter, and stay ahead of the market.
Turn Regulatory Complexity into a Competitive Advantage
ZORRO Discover™ applies Agentic AI to extract, interpret, and verify insights from millions of filings in seconds. Every answer is sourced and cited, giving insurers instant, trustworthy intelligence to act decisively, accelerate approvals, reduce adverse selection, and expand analytical capacity twenty-fold.
A Decade of Regulatory Data
Access one of the most complete archives of rate, rule, and form filings spanning over ten years across all U.S. states. Analyze trends, track market shifts, and build institutional knowledge that compounds over time.
Coverage Across All P&C Lines
From homeowners and auto to commercial property and specialty lines, ZORRO Discover™ gives your team visibility across the entire market landscape so you can see the full picture, not a fragmented view.
Every Insight, Cited
ZORRO Discover™ shows the exact source of every answer, so you can verify, trust, and act with confidence.
Control Loss Costs
See how competitors are pricing, rating, and responding to emerging risks. Instantly compare filings across carriers, states, or lines of business to spot opportunities and reduce adverse selection risk.
Private by Design
ZORRO Discover™ never stores, shares, or trains its models on your queries. Every search stays confidential, protecting your competitive and regulatory strategy.
Faster, Smarter Filing Preparation
Find the right language, anticipate regulator objections, and strengthen every justification so filings move from submission to acceptance with far less back-and-forth.
Explore the Market Lanscape Instantly
Ask questions in natural language and surface insights from millions of filings in seconds—no keywords, no filters, just Agentic AI understanding your intent.
Pinpoint Exactly Where It’s Written
Every answer comes with citations showing the exact page, section, and line in the filing—so your team can verify, trust, and act with confidence.
Compare Across Carriers and States
Instantly analyze filings side-by-side to see how competitors price, rate, or underwrite similar risks across states or lines of business.
How ZORRO Discover Works
We’ve sourced over 2 million filings—spanning 20 million documents and 200 million pages across every P&C line and all 50 states. Our system preserves every rate table, rule page, and form structure, then uses Agentic AI to search, reason, and cite the exact source of every answer—so you can trust what you see.
ZORRO Discover continuously ingests filings directly from Departments of Insurance (DOIs) across the U.S., ensuring you’re always working with the most current, approved versions.
Key Details
Sources filings through proprietary data pipelines across all 50 states.
Captures every rate, rule, and form component—approved, pending, or withdrawn.
Maintains historical depth, building backward coverage across a decade of filings.
Automatically updates new submissions within 24 hours of public availability.
Result: complete, current, and authoritative data; no scraping, no partial coverage.
Before analysis begins, ZORRO Discover restructures every filing into a search-ready, table-aware format that preserves numerical accuracy and layout integrity.
Key Details
Proprietary table-aware parsing keeps rate tables and modifiers intact.
Hierarchical chunking allows the AI to retrieve full context across long documents.
A multi-layer verification framework tests every extraction against human-verified ground truth.
Inline citations and direct links let users trace every value back to its exact source.
Result: verified, citation-backed insights; never hallucinated or approximated.
Once the data is structured, ZORRO Discover’s Agentic AI goes to work on behalf of the user—searching, reasoning, and synthesizing across millions of filings in seconds.
Key Details
Understands natural language queries (“Show how carriers in Texas rate roof age”).
Chains multi-step reasoning tasks to surface relationships, trends, and pricing logic.
Operates within private, isolated environments. Queries are never stored, shared, or used for training.
Returns sourced, explainable results that are instantly verifiable.
Result: fast, factual intelligence; delivered privately and ready for decision-making.
20
Million Documents
Every rate, rule, and form indexed for instant access
2
Million Filings
Complete, current, and continuously updated
See How Top Carriers Gain Market Intelligence
ZORRO Discover improves research efficiency 20X — turning millions of filings into citation-backed insights that reveal pricing trends and competitor moves. Book a demo today.