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Competitive & Regulatory Research

Market Intelligence for Strategic Decision-Makers

ZestyAI gives carriers a real-time view of the market. so product, pricing, and compliance leaders can make sharper, faster, and more confident decisions.

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10X

faster than traditional market research

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100%

coverage of U.S. P&C filings, updated in real-time

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90%

of users find insights they wouldn't have uncovered manually

Competitive Moves, Decoded

Uncover how competitors price, segment, and expand across lines and states. Go beyond the rate change to understand the strategy behind it.

Smarter Regulatory Strategy

See how carriers frame filings, respond to objections, and navigate approvals. Learn from the market to shape your strategy and anticipate regulator feedback.

Real-Time Insight for Every Team

Whether you're leading pricing, compliance, or product, find the filings and trends that matter in a fraction of the time.

How ZORRO Discover Powers Market & Regulatory Excellence

ZORRO Discover™ is your AI agent for turning dense P&C filings into strategic advantage—purpose-built for competitive intelligence, regulatory research, and team-wide insight.

Instant Market Intelligence

Get real-time visibility into competitor strategies, rate changes, and regulatory updates. Track shifts in coverage, pricing, exclusions, and more, tailored to your markets.

Side-by-Side Filing Analysis

Compare filings across carriers, states, and time periods. Analyze rate changes, objections, and model adoption to guide pricing, positioning, and regulatory strategy.

Ask. Filter. Find.

Search millions of filings using natural language. Filter by carrier, state, peril, or effective date to surface exactly what you need, down to rate impact and approval status.

Stay Ahead of the Market. Always.

ZestyAI equips insurance leaders with the intelligence to track the market, respond to regulators, and shape pricing strategy, in real time, across every state and peril.

See Market Shifts In Real Time

ZestyAI gives carriers real-time visibility into rate, rule, and form filings across all P&C lines — helping pricing, product, and compliance teams respond faster and with confidence.