Blog
Practical insights and data-driven perspectives for property & casualty insurance & risk professionals.
Mitigation-Aware Scoring: When a Property Changes, the Score Can Too
Property risk changes over time, but property data doesn't always keep up. A roof is replaced. Defensible space is cleared. Vegetation is removed. These improvements can materially change risk, yet the data behind a score often lags behind the property itself. That can mean overpricing lower-risk homes and frustrating policyholders who invested in mitigation. Mitigation-Aware Scoring gives carriers a governed, auditable way to update verified property attributes within the ZestyAI platform and recalculate risk when those changes affect the score.
Four Key Regulatory Recommendations We Gave the CDI
At the latest CDI hearing, ZestyAI Regulatory Affairs presented these recommendations for CAT modeling and ratemaking.
_(1440_x_800_px)_(2).png)
How to Drive Change in the Risk-Averse World of Insurance
A playbook for insurance professionals to lead change at their organizations
Achieving Regulatory Success With Insurance Innovation
How ZestyAI Supports Insurers with Regulatory Leadership
Ready to see how ZestyAI works on your book of business?
Tell us a little about your needs. We'll show you how we reduce losses and help you price with precision.