Blog
Practical insights and data-driven perspectives for property & casualty insurance & risk professionals.
Mitigation-Aware Scoring: When a Property Changes, the Score Can Too
Property risk changes over time, but property data doesn't always keep up. A roof is replaced. Defensible space is cleared. Vegetation is removed. These improvements can materially change risk, yet the data behind a score often lags behind the property itself. That can mean overpricing lower-risk homes and frustrating policyholders who invested in mitigation. Mitigation-Aware Scoring gives carriers a governed, auditable way to update verified property attributes within the ZestyAI platform and recalculate risk when those changes affect the score.
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Z-FIRE Was Built for This: Addressing the Threat of Urban Conflagration
From dense neighborhoods to high-intensity burn zones, Z-FIRE has long accounted for the drivers of urban wildfire risk.
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