Blog
Practical insights and data-driven perspectives for property & casualty insurance & risk professionals.
Mitigation-Aware Scoring: When a Property Changes, the Score Can Too
Property risk changes over time, but property data doesn't always keep up. A roof is replaced. Defensible space is cleared. Vegetation is removed. These improvements can materially change risk, yet the data behind a score often lags behind the property itself. That can mean overpricing lower-risk homes and frustrating policyholders who invested in mitigation. Mitigation-Aware Scoring gives carriers a governed, auditable way to update verified property attributes within the ZestyAI platform and recalculate risk when those changes affect the score.
Under the Microscope: The Real Cost of the CDI’s Recently Proposed Changes
Insurance in California is evolving and insurers need the right tools to stay ahead of the curve.
Leveraging AI to Mitigate Property and Climate Risk
As natural catastrophe losses continue to soar, insurers are seeking new and better ways to assess and manage risk.
Leaky Roofs and Leaky Premiums
With over $19 billion in losses in 2021, Roof claims remain the number one driver of insurance losses.
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