Coastal Insurers Turn to ZestyAI for Property Intelligence
As catastrophe volatility reshapes underwriting in coastal states, insurers are increasingly turning to property-level intelligence to better understand exposure and manage portfolio risk. Southern Oak Insurance Company and Lilypad-Centauri Insurance recently turned to ZestyAI’s analytics to strengthen underwriting in hurricane-exposed markets.
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Two insurers operating in hurricane-exposed coastal markets — Southern Oak Insurance Company and Lilypad-Centauri Insurance — are using the ZestyAI platform to bring greater structure-level insight to underwriting and portfolio oversight
As catastrophe volatility intensifies in states like Florida, insurers are increasingly turning to property-level intelligence — including roof condition, parcel characteristics, and structural features — to better understand exposure and manage accumulation risk.
Southern Oak Insurance Company expanded its partnership with ZestyAI following nine months of portfolio impact using Z-PROPERTY™ to analyze structural condition across its Florida homeowners portfolio.
Lilypad-Centauri Insurance adopted Roof Age and Z-PROPERTY™ to improve visibility into roof replacement history, parcel characteristics, and structural exposure across its coastal homeowners and dwelling fire portfolios.
Click here to view the Southern Oak press release.
Click here to view the Lilypad-Centauri press release.
Industry Coverage
Read more from leading publications covering the P&C insurance industry:
PropertyCasualty360 — Who’s Using What in P&C Insurance
Insurance Edge — ZestyAI Wins Over More US Insurers
Insurance Innovation Reporter — Coastal Insurers Adopt ZestyAI Property-Level Intelligence for CAT Risk
Fintech Global — ZestyAI Grows Insurer Partnerships Amid Coastal Volatility
Insurtech Analyst — Coastal Insurers Expand ZestyAI Partnerships for Property Risk
