Insurance Quoting
Capture more high-quality properties at the top of the funnel and enable the instant quoting experience that consumers expect.
Z-PROPERTY™
High-Accuracy Location Insights
Z-PROPERTY™ Location Insights bring property risk and value intelligence to insurance and real estate through AI and fresh aerial imagery.
150M+ Digital Properties with 200B+ Data Points
↳ In The Past
Relying on human-provided property data and limited inspection resources left carriers exposed to unforeseen & accumulated risks.
↳ With Z-PROPERTY™
Accurate property information is automatically incorporated into underwriting for enhanced risk selection, better rating, and increased premium capture.
A Digital Source of Truth for Every Property
Unparalleled Fill Rate
Z-PROPERTY™ covers the entirety of North America with the latest aerial imagery.
Adopted By Leading Insurers
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“The shift to ZestyAI's broader coverage footprint and more consistent, accurate, up-to-date imagery has improved our underwriting approach."
Kimball Lynn
Director of Underwriting
American Farmers & Ranchers
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"Our partnership with ZestyAI has significantly improved our ability to assess and manage residential property risks. By expanding our use of Z-PROPERTY for our personal lines business, we can gain deeper insights into the properties we insure, allowing us to mitigate risks more proactively and efficiently.”
Jonathan Schulz
AVP Personal Lines
West Bend Insurance
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"With ZestyAI, we found a like-minded, agile, and highly innovative partner that provides us with more data insights than ever before."
Gard Olbers
Chief Risk Officer
Florida Peninsula Insurance Company
Benefits
For Insurance and Real Estate
- Enhance risk selection
- Increase premium capture
- Lower loss ratios
- Improve customer experience: decrease time to quote and bind
Rapid AI-Powered Portfolio Review Case Study
This Leading Insurer Cut Their Loss Ratio by 4.7 Points
How did a top-10 insurer isolate their riskiest properties, improve their action rate to 93% on properties identified by ZestyAI, and create a sustainable process to ensure continued profitability of their book? In this case study, learn how insurers are using rapid AI-powered portfolio quality review to catch changes at renewal, reduce accumulated risk, and take action quickly to reduce their loss radio without requiring any additional underwriting or IT resources.
Improving Property Intelligence
For Risk Selection, Product Fit, and Proactive Risk Mitigation
Rating & Underwriting
Improve risk selection based on key attributes that are proven to drive lift, such as roof quality, lot debris, and vegetation overhang. Identify property features that require surcharges and modifiers, such as swimming pools, solar panels, and skylights.
Desktop Appraisal
Get more done without adding underwriting, inspection, or IT resources. Get accurate data and identify key risks with the help of AI and our web interface.
Asset Management
Detect problems in a portfolio before losses occur and prioritize capital expenditure across the book.
