In property insurance, roof age is one of the most critical factors in assessing risk. Yet too often, carriers rely on self-reported or agent-supplied data that is incomplete or inaccurate.
ZestyAI’s recent analysis of 500,000+ properties revealed widespread discrepancies in reported roof age. The result? Mispriced policies, unexpected losses, and operational inefficiencies that impact the bottom line.
As climate volatility grows and reinsurance pressure intensifies, overlooking the true condition and age of a home’s largest, most exposed surface is a risk no carrier can afford.
What’s Inside
- Uncover the biggest myths and blind spots in roof age records.
- Understand why traditional data sources, like claims systems and permits, fall short in providing accurate roof age.
- Learn how a multi-source verification strategy, combining aerial imagery, permits, tax records, and AI, offers a blueprint for improvement and 97% national coverage.
- Explore why roof age is a predictor of losses across multiple perils, not just wind and hail.
- Discover the one-two punch of verified roof age and real-time condition insights, delivering a complete view of risk, even for young roofs with hidden problems.
- Align your roof age data with growing regulatory expectations, particularly in states like Florida.