ZestyAI, the leader in AI-powered climate and property risk analytics, today announced its partnership with Safepoint Holdings, a regional property insurance group operating Safepoint, Cajun, and Manatee. Together, these platforms manage over 200,000 policyholders across Florida, Louisiana, Texas, Mississippi, and Alabama.
By leveraging ZestyAI’s advanced risk platform, Safepoint Holdings can analyze a high volume of properties with precision, enhancing underwriting accuracy and improving access to coverage for homeowners. Additionally, Safepoint Holdings is strengthening its loss cost control program by utilizing ZestyAI’s property insights to better predict and manage risk.
The partnership also enables Safepoint Holdings to optimize its inspection strategy, reducing costs and streamlining operations through high-resolution aerial imagery.
“ZestyAI’s property insights have set a new benchmark for accuracy and innovation,” said David Flitman, CEO of Safepoint Holdings.
The flexibility of their solutions and the ability to evaluate large insured portfolios in a matter of days provide tremendous value to us.
"This partnership will allow us to better serve our policyholders by proactively managing risk while making our operations more efficient.”
ZestyAI’s Advanced Risk Solutions Adopted by Safepoint:
- Z-PROPERTY Digital Roof™: Analyzes key drivers of roof-related risk—including material, shape, pitch, and condition—using AI-powered 3D modeling of high-resolution aerial imagery. These insights improve Safepoint’s risk selection process and optimize inspections by identifying properties requiring on-site evaluations, ensuring underwriting and renewals are both accurate and efficient.
- Z-PROPERTY Location Insights: Delivers detailed, property-specific risk insights for over 150 million properties across the U.S. Combining computer vision, machine learning, and high-resolution imagery,
Location Insights provides critical risk insights on overhanging vegetation, lot debris, and more, enabling Safepoint uncover hidden risks, streamline workflows, and better align premiums to risk. - Roof Age: Combines over 20 years of historical aerial imagery with verified building permit data to determine the accurate age of a roof with 92%+ accuracy. By eliminating reliance on self-reported or incomplete data, Safepoint can enhance pricing precision, reduce claims exposure, and make informed decisions about eligibility and coverage.
“By integrating our solutions, Safepoint Holdings can make better risk decisions, reduce costs, and expand coverage in states with high climate risk like Florida, Louisiana, Texas, Mississippi, and Alabama,” said Attila Toth, Founder and CEO of ZestyAI. “We’re excited to support Safepoint Holdings with the insights they need to serve their policyholders.”
This partnership comes at a pivotal time as Safepoint Holdings focuses on expanding its portfolio. With ZestyAI’s property-specific data, Safepoint Holdings can scale efficiently while maintaining reliable, cost-effective coverage for its policyholders. Safepoint Holdings operates with a combined policyholder surplus of approximately $150 million, with Safepoint Insurance Co. holding $70 million.
About Safepoint Holdings
Founded in 2013, Safepoint Holdings, Inc., is a seasoned property and casualty insurance holding company headquartered in Tampa, Florida, with a successful 11-year track record of disciplined underwriting. The business strategy is to combine sophisticated actuarial analytics and risk management expertise to provide better value to individuals and businesses in underserved U.S. coastal and other catastrophe-prone property markets. Safepoint Holdings is responsible for the management and operations of three insurance carriers – Safepoint Insurance Company, Cajun Underwriters Reciprocal Exchange, and Manatee Insurance Exchange – with a combined policyholder surplus of $150 million.
About ZestyAI
ZestyAI is the leading risk platform trusted by Property and Casualty insurers and regulators across the United States. Combining advanced AI models with robust data sources, ZestyAI delivers property-level risk insights for perils such as wildfires, severe convective storms, and non-weather-related hazards. Validated by climate science and historical loss data, these insights enable smarter underwriting, precise rating, and improved reinsurance outcomes. ZestyAI fosters a healthier insurance market for all by helping carriers align premiums with true risk, increase accessibility and prioritize mitigation to make insurance more affordable.