At ZestyAI, we’re continually enhancing our platform to help insurers better understand property risk, strengthen underwriting precision, and streamline operations. Over the last few months, our team has launched a series of updates that make our AI-powered solutions even more powerful and accessible.
From improvements in roof geometry and manufactured home modeling to expanded wildfire data on home hardening and structural vulnerability, plus faster APIs and faster APIs, these updates reflect our deep commitment to product excellence and customer success.
Smarter Risk Modeling for Manufactured Homes
Updated Manufactured Home Model in Z-PROPERTY
We’ve released an upgraded model for manufactured homes within Z-PROPERTY, trained on a broader set of imagery sources to improve data coverage and model accuracy.
This new version reduces the false positive rate, giving carriers greater confidence when evaluating mobile home risk—a critical upgrade for lines of business that rely on nuanced property insights.
Better Roof Geometry Analysis with the Roof Facet Model
Enhanced Accuracy and Speed in Roof Modeling
As part of our Digital Roof product, the Roof Facet model has been refined to deliver sharper roof geometry insights with faster processing times. This enhancement is especially valuable for customers scoring large portfolios, improving both speed and data quality.
Expanded Wildfire Risk Data Coverage
Compliance Pre-Fill Now Covers 99%+ of Wildfire Properties
We’ve expanded our Compliance Pre-Fill solution to support all wildfire-prone states, with property-level coverage now exceeding 99%. New on-demand access to critical wildfire mitigation features—including enclosed eaves, six-inch vertical clearance for siding, and noncombustible fencing—allows underwriters and compliance teams to make more accurate decisions with current data and zero added latency.
3D That Tells the Whole Story
Access to Richer 3D and Historical Imagery
ZestyAI now provides access to a broader and deeper catalog of high-resolution and historical imagery, powered by best-in-class sources of imagery. These enhancements improve underwriting workflows and allow insurers to “time travel” and evaluate how a property’s condition has changed over time.
This capability is especially valuable in regulatory environments that require proof of property degradation before policy changes are made. Historical imagery also gives underwriters a fuller view of prior conditions, providing context for past underwriting decisions.
Performance Gains Across All APIs
Reduced Latency and Improved API Response Times
We’ve optimized our APIs to significantly reduce latency, improving the speed and reliability of data delivery across all ZestyAI products. Whether batch scoring, running real-time underwriting, or executing renewal workflows, you’ll experience faster performance and greater efficiency—saving valuable time across your organization.
A New and Improved Upload Experience in Z-PORTFOLIO
Redesigned Upload Page for Streamlined Workflow
We’ve redesigned the Z-PORTFOLIO upload experience to make portfolio submissions more intuitive and efficient. Instructions and templates are now centralized in one place, and users can specify the purpose of the upload—such as renewal or dislocation analysis—to unlock deeper insights into usage patterns. This update enhances the self-service experience and helps customers extract maximum value from portfolio analyses.
Driving Continuous Innovation in Insurance Risk Intelligence
These product updates are more than just technical enhancements; they’re part of a larger mission to transform property risk assessment through AI. By improving model precision, reducing friction in workflows, and delivering richer, more current data, we’re helping insurers stay ahead of emerging risks and changing market demands.
If you’d like to learn more about any of these updates or request a demo, reach out to your Customer Success Manager or contact us below.