Non-weather water damage doesn’t make the news, but it’s quietly reshaping loss ratios across the country.
It’s now the 4th costliest peril in homeowners insurance, and claim severity has jumped 80% in the last decade.
Yet most carriers still rely on traditional models that miss the warning signs, leading to mispriced policies, undetected risk, and mounting losses.
In our new guide, Winning the Fight Against Non-Weather Water Losses, we break down what’s really driving these trends—and how AI is helping insurers strengthen underwriting and reduce preventable losses.
Inside the guide:
- Why severity is rising even as claim frequency stays flat
- The overlooked home features that predict costly water damage
- Where traditional risk models fall short, and how property-level data fills the gap
- What policyholders actually understand (and don’t) about coverage and prevention
- Steps insurers can take today to improve pricing, segmentation, and mitigation